About-us – KrishiJal

There Are No Problems.

Just Opportunities in Disguise.

At the Heart Of CFM Lies a Belief

That inside every problem, is an opportunity waiting to be realised. Not despite the difficulty, but because of it. CFM ARC exists not to recover what is lost, but to regenerate what is possible.

We Call Our Approach Thoughtful Regeneration.

We do not walk into a stressed asset situation with a fixed playbook. We walk in with the conviction that every asset, every business, and every stakeholder involved deserves a resolution that works for all of them.

Some Situations Require Restructuring.

Some require a business sale or fresh management.
Some require patient, sustained engagement before the right outcome comes into view. We invest the thinking and the time to find that path, for each case, every time.

What we do, in practice, is asset reconstruction

Acquiring non-performing financial assets from banks and financial institutions, and resolving them through carefully structured processes. But the way we do it, the care we bring to each asset, the relationships we protect, and the outcomes we hold ourselves to, that is what sets CFM ARC apart.

THE COMPANY

Resolving stress.
Restoring value.
Rebuilding futures.

We are headquartered in Ahmedabad, with our corporate office in Mumbai and a branch office in New Delhi.

CFM Asset
Reconstruction
Private Limited

CFM Asset Reconstruction Private Limited is registered with the Reserve Bank of India (RBI) and operates under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002. We acquire non-performing financial assets from banks, NBFCs, housing finance companies, and cooperative banks, and work to resolve them through acquisition, resolution guidance, and structured investor participation.

Our sponsor

Our sponsor, Chartered Finance Management Private Limited (CFMPL), is a SEBI-registered Category I Merchant Banker incorporated in 1991. With over three decades of experience and a network of relationships built on proof of work, the CFM Group brings deep institutional understanding to every engagement we take on.

Stressed assets are not liabilities to be liquidated.

With the right approach, they are opportunities that can benefit every stakeholder.

OUR STORY

Three Decades of Trust.
One Clear Purpose.

Built on Insight

CFM ARC came into being because our founder spent thirty years watching the Indian financial markets closely enough to know exactly where he could make a difference.

A Legacy in Finance

Chartered Finance Management Private Limited was founded in 1991 by Mr. Om Porwal. Starting as a financial intermediary, CFM grew into a full-service financial institution, a SEBI-registered Category I Merchant Banker, and one of the country’s most experienced names in corporate finance, with over USD 40 billion in transactions across three decades. Through every phase of that growth, the founding philosophy held: understand the specific situation, find the solution that works, and make sure everyone involved comes out better for it.

Seeing Hidden Value

By the mid-2010s, non-performing assets were accumulating across banks and financial institutions at a significant scale. Most saw them as balance sheet problems to be resolved as quickly, and cheaply, as possible. Our founder saw something else: businesses with real underlying value, borrowers with a genuine case for revival, and an opportunity to do something useful for the financial ecosystem.

Beyond Recovery

In July 2015, CFM Asset Reconstruction Private Limited was incorporated. In August 2016, it received its licence from the Reserve Bank of India under the SARFAESI Act, 2002. CFM ARC was not built to be a recovery shop. It was built to be a resolution company, one that would treat every distressed account not as a problem to clear off a ledger, but as a situation that, handled with care and expertise, could create real value for everyone at the table.

THE FOUNDER

Guided by Experience.
Driven by Purpose.

Om Porwal founded Chartered Finance Management in 1991 with a conviction that has never changed: that the best financial solutions are the ones that serve every stakeholder, not just the most powerful one at the table.

Over thirty-five years, he built CFM from a lean advisory into an institution of repute, making a mark for doing difficult deals well and maintaining relationships long after the transaction is closed.

Want to know the people who lead CFM ARC?

CFM ARC is the natural extension of that philosophy into the stressed asset space.

Under Om Porwal’s stewardship, the company has grown from its first acquisition in 2016 to an AUM of over
INR 8,500 crore, completing resolutions that others considered too complex, and building a track record that speaks directly to what thoughtful, patient capital can achieve.

WHAT WE STAND FOR

Five Principles.
Across Every Transaction.
Every Engagement.